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APY = Annual Percentage Yield. Rates effective as of June 15, 2018.


Certificates of Deposit & IRALearn More

Term Minimum to Open Interest Rate APY
3 Months $1,000 0.15% 0.15%
6 Months $1,000 0.15% 0.15%
8 Months $1,000  0.20% 0.20%
9 Months $1,000 1.49% 1.50%
12 Months $1,000  1.83% 1.85%
15 Months $1,000  1.98% 2.00%
18 Months $1,000  1.00% 1.00%
24 Months $1,000  0.45% 0.45%
36 Months $1,000  0.50% 0.50%
42 Months $1,000  0.75% 0.75%
48 Months $1,000  0.80% 0.80%
60 Months $1,000  1.14% 1.15%
66 Months $1,000  1.19% 1.20%

Penalty for early withdrawal.

Business Accounts

Account Minimum to Open Interest Rate APY
Community Checking $100 0.10% 0.10%
Business Savings $100 0.15% 0.15%
IOLTA $100 0.10% 0.10%

Business Premium Plus CheckingLearn More

Tier Minimum to Open Interest Rate APY
$0 - $5,000 $100 0.10% 0.10%
$5,001+ $100 0.25% 0.25%

Business Money MarketLearn More

Tier Minimum to Open Interest Rate APY
$0 - $25,000 $100 0.20% 0.20%
$25,001 - $100,000 $100 0.25% 0.25%
$100,001 - $250,000 $100 0.30% 0.30%
$250,001+ $100 0.50% 0.50%

Personal Accounts

Account Minimum to Open Interest Rate APY
Preferred Checking $100 0.10% 0.10%
Senior Checking $100 0.10% 0.10%
Personal Savings $100 0.15% 0.15%
Start Smart Savings $25 0.20% 0.20%

Premium Plus CheckingLearn More

Tier Minimum to Open Interest Rate APY
$0 - $5,000 $100 0.10% 0.10%
$5,001+ $100 0.25% 0.25%

Personal Money MarketLearn More

Tier Minimum to Open Interest Rate APY
$0 - $25,000 $100 0.20% 0.20%
$25,001 - $100,000 $100 0.25% 0.25%
$100,001 - $250,000 $100 0.30% 0.30%
$250,001+ $100 0.50% 0.50%

Trust Accounts

Account Minimum to Open Interest Rate APY
Trust Preferred Checking $100 0.10% 0.10%
Trust Savings $100 0.15% 0.15%

Trust Premium Plus

Tier Minimum to Open Interest Rate APY
$0 - $5,000 $100 0.10% 0.10%
$5,001+ $100 0.25% 0.25%

Trust Money Market

Tier Minimum to Open Interest Rate APY
$0 - $25,000 $100 0.20% 0.20%
$25,001 - $100,000 $100 0.25% 0.25%
$100,001 - $250,000 $100 0.30% 0.30%
$250,001+ $100 0.50% 0.50%

The disclosed rates on savings, money market, and checking accounts may change at any time including after account opening.

There is no minimum balance required to earn interest on interest bearing accounts.

In accordance with Regulation D, you may make up to six withdrawals from your savings or money market account each statement cycle. A fee will be assessed for each transaction beyond that limit.

Maintenance fees, if applicable to the account, could reduce the earnings on the listed accounts. A penalty will be imposed for early withdrawal of certificates of deposit.