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Please contact your local branch for special rates, if available.

"APY" is Annual Percentage Yield

CURRENT RATES EFFECTIVE NOVEMBER 1, 2023


Certificate of Deposit Promotion - New Money Only

Term Minimum to Open Interest Rate APY*
6 Month $1,000.00 5.31% 5.45%
12 Month $1,000.00 5.21% 5.35%

 

A penalty will be imposed for early withdrawl of all Certificates of Deposit.

No special terms allowed for IRA Certificates of Deposit.

Certificates of Deposit & IRA Learn More

Term Minimum to Open Interest Rate APY
6 Month $1,000.00 3.92% 4.00%
9 Month $1,000.00 3.30% 3.35%
12 Month $1,000.00 3.92% 4.00%
15 Month $1,000.00 3.92% 4.00%
18 Month $1,000.00 3.92% 4.00%
24 Month $1,000.00 3.44% 3.50%
36 Month $1,000.00 3.44% 3.50%
48 Month $1,000.00 3.44% 3.50%
60 Month $1,000.00 3.44% 3.50%

 

A penalty will be imposed for early withdrawl of all Certificates of Deposit.

No special terms allowed for IRA Certificates of Deposit.

Money Market Promotion - New Money Only

Business & Personal Money Market

Daily Balance Minimum to Open Interest Rate APY
$0 - $25,000 $100.00 1.29% 1.30%
$25,001 - $100,000 $100.00 1.59% 1.60%
$100,001 - $250,000 $100.00 1.98% 2.00%
$250,001-$1,000,000 $100.00 2.96% 3.00%
$1,000,001+ $100.00 3.45% 3.50%

Promotional APY is guaranteed for 6 months from account open date, after which the interest rate and APY are subject to change.

Business Accounts

Account Minimum to Open Interest Rate APY
Community Checking $100.00 0.05% 0.05%
Business Statement Savings $100.00 0.10% 0.10%
IOLTA $100.00 0.10% 0.10%

Business Premium Plus Checking Learn More

Daily Balance Minimum to Open Interest Rate APY
$0 - $5,000 $100.00 0.05% 0.05%
$5,001+ $100.00 0.20% 0.20%

Business Money Market Learn More

Daily Balance Minimum to Open Interest Rate APY
$0 - $25,000 $100.00 0.10% 0.10%
$25,001 - $100,000 $100.00 0.45% 0.45%
$100,001 - $250,000 $100.00 1.00% 1.00%
$250,001-$1,000,000 $100.00 1.24% 1.25%
$1,000,001+ $100.00 1.98% 2.00%

Personal Accounts

Account Minimum to Open Interest Rate APY
Preferred Checking $100.00 0.05% 0.05%
Senior Interest Checking $100.00 0.05% 0.05%
Personal Savings $100.00 0.10% 0.10%
Start Smart Savings $25.00 0.15% 0.15%

Premium Plus Checking Learn More

Daily Balance Minimum to Open Interest Rate APY
$0 - $5,000 $100.00 0.05% 0.05%
$5,001+ $100.00 0.20% 0.20%

Personal Money Market Learn More

Daily Balance Minimum to Open Interest Rate APY
$0 - $25,000 $100.00 0.10% 0.10%
$25,001 - $100,000 $100.00 0.45% 0.45%
$100,001 - $250,000 $100.00 1.00% 1.00%
$250,001-$1,000,000 $100.00 1.24% 1.25%
$1,000,001+ $100.00 1.98% 2.00%

Trust Accounts

Account Minimum to Open Interest Rate APY
Trust Preferred Checking $100.00 0.05% 0.05%
Trust Savings $100.00 0.10% 0.10%

Trust Premium Plus

Daily Balance Minimum to Open Interest Rate APY
$0 - $5,000 $100.00 0.05% 0.05%
$5,001+ $100.00 0.20% 0.20%

Trust Money Market

Daily Balance Minimum to Open Interest Rate APY
$0 - $25,000 $100.00 0.10% 0.10%
$25,001 - $100,000 $100.00 0.45% 0.45%
$100,001 - $250,000 $100.00 1.00% 1.00%
$250,001-$1,000,000 $100.00 1.24% 1.25%
$1,000,001+ $100.00 1.98% 2.00%

APY is Annual Percentage Yield. Contact your local branch for further information about applicable fees and terms.

The stated "annual percentage yields" (APY) are effective as of the date of the "rate sheet" until the effective date of the next published "rate sheet".

The disclosed rates on savings, money market, and checking accounts may change at any time including after account opening.

There is no minimum balance required to earn interest on interest bearing accounts.

Maintenance fees, if applicable to the account, can reduce the earnings on the listed accounts. A penalty will be imposed for early withdrawal of certificates of deposit.