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Please contact your local branch for special rates, if available.

"APY" is Annual Percentage Yield

CURRENT RATES EFFECTIVE SEPTEMBER 19, 2022


Certificates of Deposit & IRA Learn More

Term Minimum to Open Interest Rate APY
12 Month $1,000.00 0.25% 0.25%
15 Month $1,000.00 0.25% 0.25%
18 Month $1,000.00 0.30% 0.30%
24 Month $1,000.00 0.30% 0.30%
36 Month $1,000.00 0.35% 0.35%
48 Month $1,000.00 0.40% 0.40%
60 Month $1,000.00 0.45% 0.45%

A penalty will be imposed for early withdrawal of all certificates of deposit.

No special terms allowed for IRA CD's.

Business Accounts

Account Minimum to Open Interest Rate APY
Community Checking $100.00 0.05% 0.05%
Business Statement Savings $100.00 0.10% 0.10%
IOLTA $100.00 0.05% 0.05%

Business Premium Plus Checking Learn More

Daily Balance Minimum to Open Interest Rate APY
$0 - $5,000 $100.00 0.05% 0.05%
$5,001+ $100.00 0.20% 0.20%

Business Money Market Learn More

Daily Balance Minimum to Open Interest Rate APY
$0 - $25,000 $100.00 0.05% 0.05%
$25,001 - $100,000 $100.00 0.10% 0.10%
$100,001 - $250,000 $100.00 0.20% 0.20%
$250,001+ $100.00 0.30% 0.30%

Personal Accounts

Account Minimum to Open Interest Rate APY
Preferred Checking $100.00 0.05% 0.05%
Senior Interest Checking $100.00 0.05% 0.05%
Personal Savings $100.00 0.10% 0.10%
Start Smart Savings $25.00 0.15% 0.15%

Premium Plus Checking Learn More

Daily Balance Minimum to Open Interest Rate APY
$0 - $5,000 $100.00 0.05% 0.05%
$5,001+ $100.00 0.20% 0.20%

Personal Money Market Learn More

Daily Balance Minimum to Open Interest Rate APY
$0 - $25,000 $100.00 0.05% 0.05%
$25,001 - $100,000 $100.00 0.10% 0.10%
$100,001 - $250,000 $100.00 0.20% 0.20%
$250,001+ $100.00 0.30% 0.30%

Trust Accounts

Account Minimum to Open Interest Rate APY
Trust Preferred Checking $100.00 0.05% 0.05%
Trust Savings $100.00 0.10% 0.10%

Trust Premium Plus

Daily Balance Minimum to Open Interest Rate APY
$0 - $5,000 $100.00 0.05% 0.05%
$5,001+ $100.00 0.20% 0.20%

Trust Money Market

Daily Balance Minimum to Open Interest Rate APY
$0 - $25,000 $100.00 0.05% 0.05%
$25,001 - $100,000 $100.00 0.10% 0.10%
$100,001 - $250,000 $100.00 0.15% 0.15%
$250,001+ $100.00 0.25% 0.25%

APY is Annual Percentage Yield. Contact an employ for further information about applicable fees and terms.

The stated "annual percentage yields" (APY) are effective the date of the "rate sheet" until the effective date of the next published "rate sheet".

The disclosed rates on savings, money market, and checking accounts may change at any time including after account opening.

There is no minimum balance required to earn interest on interest bearing accounts.

Maintenance fees, if applicable to the account, could reduce the earnings on the listed accounts. A penalty will be imposed for early withdrawal of certificates of deposit.