For special rates, please contact your local branch
APY = Annual Percentage Yield
CURRENT RATES BELOW AS OF JANUARY 1, 2021
Certificates of Deposit & IRA (IRA Grandfathered for existing customers)
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Term |
Minimum to Open |
Interest Rate |
APY |
3 Months |
$1,000 |
0.10% |
0.10% |
6 Months |
$1,000 |
0.15% |
0.15% |
8 Months |
$1,000 |
0.25% |
0.25% |
9 Months |
$1,000 |
0.25% |
0.25% |
*12 Months |
$1,000 *(Daily balance of $0-$499,999)* |
0.45% |
0.45% |
**12 Months |
$1,000 **(Daily balance of $500,000 +)** |
0.45% |
0.45% |
15 Months |
$1,000 |
0.45% |
0.45% |
18 Months |
$1,000 |
0.45% |
0.45% |
24 Months |
$1,000 |
0.60% |
0.60% |
36 Months |
$1,000 |
0.60% |
0.60% |
42 Months |
$1,000 |
0.60% |
0.60% |
48 Months |
$1,000 |
0.65% |
0.65% |
60 Months |
$1,000 |
0.70% |
0.70% |
66 Months |
$1,000 |
0.70% |
0.70% |
Penalty for early withdrawal
Business Premium Plus Checking
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Tier |
Minimum to Open |
Interest Rate |
APY |
$0 - $5,000 |
$100 |
0.10% |
0.10% |
$5,001+ |
$100 |
0.25% |
0.25% |
Business Money Market (For promotional rates, please contact your local branch)
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Tier |
Minimum to Open |
Interest Rate |
APY |
$0 - $25,000 |
$100 |
0.15 |
0.15% |
$25,001 - $100,000 |
$100 |
0.20% |
0.20% |
$100,001 - $250,000 |
$100 |
0.25% |
0.25% |
$250,001+ |
$100 |
0.40% |
0.40% |
Premium Plus Checking
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Tier |
Minimum to Open |
Interest Rate |
APY |
$0 - $5,000 |
$100 |
0.10% |
0.10% |
$5,001+ |
$100 |
0.25% |
0.25% |
Personal Money Market (For promotional rates, please contact your local branch)
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Tier |
Minimum to Open |
Interest Rate |
APY |
$0 - $25,000 |
$100 |
0.15% |
0.15% |
$25,001 - $100,000 |
$100 |
0.20% |
0.20% |
$100,001 - $250,000 |
$100 |
0.25% |
0.25% |
$250,001+ |
$100 |
0.40% |
0.40% |
Trust Accounts
Account |
Minimum to Open |
Interest Rate |
APY |
Trust Preferred Checking |
$100 |
0.10% |
0.10% |
Trust Savings |
$100 |
0.15% |
0.15% |
Trust Premium Plus
Tier |
Minimum to Open |
Interest Rate |
APY |
$0 - $5,000 |
$100 |
0.10% |
0.10% |
$5,001+ |
$100 |
0.25% |
0.25% |
Trust Money Market
Tier |
Minimum to Open |
Interest Rate |
APY |
$0 - $25,000 |
$100 |
0.15% |
0.15% |
$25,001 - $100,000 |
$100 |
0.20% |
0.20% |
$100,001 - $250,000 |
$100 |
0.25% |
0.25% |
$250,001+ |
$100 |
0.40% |
0.40% |
The disclosed rates on savings, money market, and checking accounts may change at any time including after account opening.
There is no minimum balance required to earn interest on interest bearing accounts.
In accordance with Regulation D, you may make up to six withdrawals from your savings or money market account each statement cycle. A fee will be assessed for each transaction beyond that limit.
Maintenance fees, if applicable to the account, could reduce the earnings on the listed accounts. A penalty will be imposed for early withdrawal of certificates of deposit.