Create a custom workspace, purchase property, or refinance for a better rate.
- Competitive rates to build, buy, or refinance commercial properties*
- Available for amounts of $25,000 and up
- Provides a one-time lump sum for real estate purchases
- For real estate construction, funds are disbursed throughout construction schedule
- Fully amortizing and balloon payment options available
- Maximum of 75% loan to value, including fees financed
- 1st and 2nd mortgages available on owner occupied real estate up to maximum loan to value
- Secured by the owner-occupied real estate you're financing
- Repayment terms customized to work for your business
- Lending professionals with working knowledge of the Southern Arizona real estate market
- Local decision-making and processing
- Attentive, friendly service from start to finish
*Property insurance, flood hazard insurance, appraisal and/or other conditions may be required. Additional fees and closing costs may apply. Other restrictions may apply.
- Business established 2 or more years
- Copy of Purchase contract required (if purchase)
- Copy of most recent tax assessment on property
- Outside appraisal of property value may be required
- Requested amounts over $100,000 generally require financial documentation, including the past 2 most recent years business and personal tax returns**
- All owners with at least 20% ownership required to guarantee, with a minimum of 80% ownership
**May also be required for certain requests less than $100,000.